5 Smart Ways to Spend Your Holiday Bonus

Getting a holiday bonus this year, or maybe some gift money from a loved one? If so, you probably have a few ideas on how you could use it, and the goal isn’t always to be frugal. 

But what if you could spend and call it a financially smart decision at the same time? If you pick any of these five ideas, you can rest easy knowing that your spending is too savvy to be considered a splurge:

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Silvia Evans
RMDs and Your Retirement: 4 Facts

As you approach retirement, it's important to start thinking about how RMDs will affect your finances. And even if retirement is far in the future, it’s important to know how RMDs work so you can plan your finances effectively in advance.

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Silvia Evans
What You Can Learn From Lottery Winners

Winning the lottery can be a dream come true, but it often ends up being a short-lived one — about 70% of lottery winners go broke within just a few years.

But there’s a silver lining in the financial lessons lotto winners learn the hard way. By identifying common challenges that their stories highlight, we can forgo the need to learn similar lessons the hard way ourselves.

Here are five things we can all learn from lottery winners:

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Silvia Evans
5 Things to Avoid Including in Your Will

We all know the scene: A grieving family gathers in a room for the reading of their relative’s will. It lists who inherits what, and perhaps some detailed instructions for the funeral.

Would you be surprised to learn that this common scene is an unrealistic portrayal of how wills work in estate planning? In fact, misconceptions like this have led many people astray when deciding what to put in their will.

So what is or isn't actually included in a will? Let’s cover five things that shouldn’t go into your will and why.

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Silvia Evans