Is Your Money Working for You?
      
        
          
            Oftentimes, the journey matters more than the destination. Working long hours and investing instead of spending can help you achieve your long-term goals, but what about the present moment?  
Ask yourself these questions to understand what your money is doing for you:
            
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       How to Protect Yourself from Scams
      
        
          
            The Federal Trade Commission found that people lost $8.8 billion to fraud last year, up more than 30% from 2021. Anyone can become a victim of fraud, but learning how scammers work and taking a few preventative actions can help you avoid common scams. 
Spread the word and forward these tips to your family and friends
            
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      Newlywed Finance 101: 4 Fundamentals
      
        
          
            An important part of being married is sitting down together and talking about your finances. Whether you are a newlywed or you know newlyweds who are looking for insights, these tips can help get the conversation started.
            
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      You Missed the Tax Deadline. What Now?
      
        
          
            If you have missed the April deadline to file your taxes, don't panic — you can easily get back on track. 
Here's a quick overview of the potential penalties for filing late and what to do after the deadline to avoid or minimize them. If you know someone who is struggling this tax season, forward this email to share these helpful tips.
            
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       Trusts: Different Types, Uses & Examples
      
        
          
            When people decide to add a trust to their estate plan, they're often surprised to find out how many types there are to consider.
So how can you know which is best for you? In truth, there is no one-size-fits-all answer, and each individual's needs are unique.
            
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      3 Costs Retirement Planning Can Miss
      
        
          
            Some retirement expenses are easy to plan for. You’ve probably considered how your healthcare needs may change, or whether living expenses may be higher or lower than before.
But some aspects of retirement aren’t obvious in your working years — and many savings strategies don’t incorporate them as a result.
Here are a few expenses you can plan for that may change during retirement:
            
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