Depending on your birth year, the IRS requires you to start withdrawing from your retirement accounts once you are 73 or 75— whether you need the money or not. Those withdrawals, called required minimum distributions (RMDs), count as taxable income. And depending on how much you're required to take, they can affect your tax bracket, your Social Security taxes, and even your Medicare premiums.
Read MoreAfter years of building your retirement accounts, it’s time to enjoy your hard work. But don’t forget that the IRS requires you to take required minimum distributions (RMDs) from some of those accounts. In this article, we share answers to 5 of the most common questions people have.
Read MoreInvesting can feel complicated, but there are simple ways to get started and build good habits without the stress. Dollar-cost averaging (DCA) can help you stay disciplined and help you navigate the unpredictable nature of the market.
Learn what Dollar-cost averaging is, and what its potential benefits are, in this article.
Read MoreRegistered index-linked annuities (RILAs) are gaining attention as more investors look for ways to balance market participation with some downside protection. Sitting between fixed and variable annuities, RILAs work differently than other retirement products.
Read MoreAs 2025 comes to a close, many economic trends have reminded us of key financial fundamentals. From inflation’s lasting effects to rising health care costs, this year underscored the importance of thoughtful planning and steady decision-making.
Here are some of the biggest financial takeaways from 2025 to keep in mind as you plan for the year ahead:
Read MoreFixed, variable and indexed annuities each function differently, which makes timing and strategy important. Year-end is a good opportunity to review these choices and consider whether they align with your broader retirement plan.
Here are a few things to consider if you’re contemplating annuities as the year comes to an end:
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