Registered index-linked annuities (RILAs) are gaining attention as more investors look for ways to balance market participation with some downside protection. Sitting between fixed and variable annuities, RILAs work differently than other retirement products.
Read MoreAs 2025 comes to a close, many economic trends have reminded us of key financial fundamentals. From inflation’s lasting effects to rising health care costs, this year underscored the importance of thoughtful planning and steady decision-making.
Here are some of the biggest financial takeaways from 2025 to keep in mind as you plan for the year ahead:
Read MoreFixed, variable and indexed annuities each function differently, which makes timing and strategy important. Year-end is a good opportunity to review these choices and consider whether they align with your broader retirement plan.
Here are a few things to consider if you’re contemplating annuities as the year comes to an end:
Read MoreIRS income limits block direct contributions for higher earners. In 2025, single filers with a modified adjusted gross income (MAGI) above $150,000 (and joint filers above $236,000) can’t contribute directly.
But high-income earners aren’t totally locked out. It’s possible to leverage a backdoor Roth IRA to work around these income limits.
Read MoreRetirement used to mark the end of one chapter — but for many, it’s becoming a midpoint. What’s drawing people back into the workforce? For some, it’s financial. For others, it’s the desire for connection, purpose or simply something to do. If you’ve been thinking about reentering the workforce, you’re not alone.
Read MoreWhen should you start receiving your Social Security benefits and how they will factor into your overall retirement situation?
These are two of the biggest considerations attached to this important financial topic.
Read More
